Heavy rains and severe weather are common in the spring and with it comes an increased risk for flooding. Just a few inches of rain is enough to over-saturate the ground, overfill drain storms, and cause rivers to spill over their banks. Intense rainfall can also cause flash flooding in low-lying areas.
Did you know that most standard homeowners policies do not cover flood damage? Even a small flood can cause catastrophic damage to your home yet many homeowners remain uninsured. The average claim for flood damage is around $34,000 and most survivors can't afford to pay this cost of of pocket. With about 20% of claims occurring in moderate-to-low risk zones, it's important to remember that everyone is at risk for flooding. If you don't have flood insurance, stop shopping now. Don't forget that it typically takes 30 days for new policies to get into effect so don't wait.
Attached is FEMA's Spring Flood Fact Sheet which contains information on flooding, ways to reduce your risk, creating an emergency plan, and what to do should become a victim of flooding.
Visit FEMA's website Ready.Gov for more on family preparedness for flooding and other types of emergencies.
County Manager's Office