There are currently two specifically targeted unemployment programs that provide temporary assistance to eligible homeowners. These targeted employment programs are collectively known as the Florida Hardest-Hit Fund (HHF) program and are as follows:
Unemployment Mortgage Assistance Program (UMAP) will provide up to 12 months of payments (with a cap of $24,000) to the mortgage lender to assist unemployed or underemployed borrowers with their first mortgage until they can resume full payments on their own. In addition, up to $18,000 can be paid to help satisfy all or some of any past due amounts owed. This assistance will be paid prior to the UMAP payments beginning and cannot exceed $18,000. Any past due amounts exceeding $18,000 are the responsibility of the homeowners. Total assistance available is up to $42,000.
Mortgage Loan Reinstatement Payment (MLRP) Program will be used as a one-time payment to help satisfy all or some of the past due amounts owed on the first mortgage, only. This assistance cannot exceed $25,000 total, and any past due amounts greater than $25,000 are the responsibility of the homeowner.
The Nassau County Board of County Commissioners are an approved HHF Advisory Agency. After reviewing the HHF Program benefits/guidelines and eligibility criteria on the official HHF website, you may contact the Nassau County Grants Department at (904) 491-7390 or via e-mail at firstname.lastname@example.org.
Nassau County Manager's Office