From FEMA's website:
- Hurricanes can bring heavy rains, high winds and storm surges that cause tides to swell and push water on shore. And big waves can erode natural barriers, leaving coasts more vulnerable to future storms and flooding.
- During a hurricane, if the soil can’t absorb rainwater fast enough or storm drains can’t handle the runoff, rain can lead to flash floods.
- Most homeowners and renters insurance policies do not cover flood damage, and flood insurance policies don’t automatically renew
- While an inch of water in your home might not seem like a lot, it’s enough to cause over $25,000 worth of damage.
- There are a variety of hidden risks that can put your house in danger of flooding, like new housing developments or changes in weather patterns. Flood insurance is a surefire way to protect your home, even when it doesn’t face the obvious risks for flooding.
- With flood insurance, you’ll have one less thing to worry about when a flood damages your home or belongings. And while the process of recovering may seem daunting, flood insurance makes it possible.
- Flood insurance policies typically take 30 days to go into effect, so don’t wait
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